We take pride in offering mortgage renovation loans to those who aspire to turn a house into their dream home. At Top Flite Financial, we provide the financing you need to upgrade your living space. Whether you want to remodel your kitchen, renovate a bathroom, or add extra rooms, our loan programs are designed to meet your unique renovation goals.
We understand that undertaking a renovation project can be both exciting and overwhelming, which is why our dedicated team of mortgage professionals are here to support you throughout the entire process. We’ll help you assess the costs, navigate the loan application, and secure the necessary funds to bring your vision to life. With our mortgage options, you can increase the value of your property while creating a personalized space that truly reflects your style and preferences. Whether you’re shopping for a fixer-upper or want to renovate your existing residence, we offer the perfect solutions.
FHA 203k Loans
Available for a purchase or refinance, FHA 203(k) loan is a mortgage and home improvement loan all in one. FHA 203(k) loans, otherwise known as Renovation or Rehab Loans, are backed by the federal government and given to buyers who want to buy a fixer-upper or refinance an existing home for home improvements. With the choice of a Fixed or Adjustable-Rate Mortgage, funds are applied to both the purchase of the house and expenses associated with materials and labor to conduct renovations or repairs.
For example, if you find a home that needs a new kitchen, your FHA 203(k) loan will allow you to purchase the house and provide the funds to conduct the necessary renovations to the kitchen all under one loan. Your Top Flite Financial mortgage professional will review the product guidelines to ensure you completely understand the FHA 203(k) program.
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