An aerial view of the Twin Cities Suburb of Stillwater, Minnesota

Steve Karfis

Branch Manager
NMLS # 8114

As an experienced Mortgage Loan Officer, I understand the process of securing a mortgage can be intimidating. That’s why I take the extra time to discuss any financial or budgetary concerns and guide my clients through the mortgage process every step of the way.

Contact Me

1903 Greeley St. S., Suite 205
Stillwater, MN 55082
Branch NMLS # 5356

Call Me: cell 612-940-3667 | office 952-898-0009
Email Me: [email protected]

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Your Mortgage Experience Starts Here

At Top Flite Financial, we take great pride in delivering a digital mortgage experience with a human touch and are committed to providing our clients with cutting edge technology to simplify the mortgage process! That’s why we’ve streamlined the mortgage process making it that much easier for you to apply.

Now you can stay connected to every aspect of the loan process using our mobile apps and website. Get pre-qualified, view your progress, calculate payments, and securely upload documents all from one portal.

Stay connected anytime, anywhere.

Start the pre-qualification/application process
Check loan progress and stay in contact with your Mortgage Loan Officer
Receive real time updates on your loan application
Securely scan and upload docs from your phone
Use our detailed calculators to help you figure out payments and scenarios

Crunch The Numbers

Calculate possible monthly payment options using the calculator below

The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical, may not be applicable to your individual situation, and may not reflect Top Flite Financial, Inc. products, rates, or terms. The information cannot be used by Top Flite Financial, Inc. to determine a customer’s eligibility for a specific product or service. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. All financial calculators are provided by a third-party and are not controlled by or under the control of Top Flite Financial, Inc., its affiliates or subsidiaries. Top Flite Financial, Inc. is not responsible for the content, results, or the accuracy of information.

I’d love to hear from you!

My Licensing Information

Click Here for my licensing information.
Click Here for Branch licensing information.

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