Reverse Mortgage Loans (HECM)

Look no further than Top Flite Financial, Inc., where we specialize in offering reverse mortgage loans to qualified individuals. Our compassionate and highly knowledgeable mortgage team is genuinely committed to assisting clients like you in maximizing their financial opportunities. With an unwavering dedication to customer satisfaction, we guarantee exceptional service throughout the entire process. Contact us today to discover more about how a Reverse Mortgage could be the ideal solution tailored specifically for you.

What is a Reverse Mortgage?

A Home Equity Conversion Mortgage (HECM) otherwise known as a Reverse Mortgage, allows homeowners to borrow money using their home as collateral. With Reverse Mortgages, your home remains in your name, however unlike a tradition mortgage, monthly principal and interest payments are eliminated. Subject to meeting loan qualifications the minimum age for program qualification is 62. You must still live in the home as your primary residence, continue to pay required property taxes, homeowners insurance, HOA/Condo fees, and maintain the home according to FHA requirements.


A Reverse Mortgage is most commonly utilized by homeowners ages 62 and older and can be a good source of income when funds otherwise run dry. Best of all, our Reverse Mortgages come with extremely flexible repayment plans. When you work with Top Flite Financial, Inc., we’ll take the time to walk you through your options, explain the benefits of reverse mortgages, and answer any questions you might have.

You retain title to your home
Helps alleviate having to make a mortgage payment
Can help to supplement income
Can help pay for healthcare expenses
The equity in your home can be converted into cash without having to sell your home.
It’s a specialized loan
Your equity is subject to the housing market
FHA insured HECM’s are fully guaranteed
FHA now allows a non-borrowing spouse under 62 to be on title and retain all rights to the property if their spouse were to pass before them
Scroll to Top